13: 54 < bcm> oh my god
13: 54 < bcm> insurance is such a fucking racket
13: 54 < bcm> i get my tire slashed, right?
13: 54 < bcm> it costs ~$300 to replace the tire
13: 54 < bcm> #1 there's a $100 deductible
13: 54 < bcm> #2 when i call to file the claim they don't bother to tell me that somebody needs to look at the slashed tire
13: 55 < bcm> #3 somebody else has to call me 3 days later to tell me that, after i've had the tire replaced
13: 55 < bcm> #4 i have to take the car somewhere else so somebody can look at one of the other tires since i didn't save the slashed one
13: 55 < bcm> and the instructions on how to find this place could fill a book
13: 56 < bcm> #5 they only reimburse me for the depreciated value of the tire, not the cost of replacing it
13: 56 < bcm> so i go through all these phone calls and appointments and driving here and there and i get maybe $50-100 back?
13: 56 < bcm> ridiculous
13: 57 < bcm> i declare defeat. they won. they made it so annoying to get even the smallest amount of money back that i am not going to bother.
Nov 9th